Explore our latest perspectives on environmental risk management, AI-driven underwriting, and the evolving regulatory landscape of wholesale insurance.
Canada's $4.38 billion Giant Mine cleanup runs to 2038. Every contractor on a known contaminated site carries an exposure the CGL pollution exclusion was written to remove.
Zurich Canada says risk now moves too fast for once-a-year renewals. On a pollution policy, a change the insured knows about and does not report can become an exclusion at renewal.
From January 1, 2027, Ontario landfills cannot take clean excess soil as waste. More soil will travel further to reuse sites, and the pollution exposure travels with it.
This year's Brownie Award finalists show how much contaminated land Canada is putting back to work. In Ontario, a filed Record of Site Condition still leaves the buyer, the lender and the neighbours exposed.
An Amazon contractor drove into a protected tallgrass prairie in Winnipeg. Habitat damage claims fall between CGL and pollution coverage, and few contractor programs have been tested on one.
CatIQ put September's southern Ontario storms at $563 million in insured losses. Fuel and chemicals moved by floodwater sit outside that figure, and usually outside the policies that paid it.
A carbon credit is a promise that a tonne of carbon stays where someone put it. Fire, fraud, and registry action can break that promise, and a new class of insurance is being built around exactly that.
TerrAssure Underwriting Solutions is now offering carbon credit insurance in Canada, with limits up to USD $40 million per project and terms up to seven years.
A contractor wraps up a remediation project. Three months later, a neighbour files a complaint. Here's why Contractors Pollution Liability coverage matters more than most contractors realize.
An environmental consultant delivers a clean Phase II report in good faith. Two years later, their professional judgment is the centre of a costly legal dispute. This is why E&O coverage for environmental professionals is essential.
A property owner inherits a contamination problem they didn't create. The clean-up bill lands on their desk anyway. Site Pollution Liability coverage exists for exactly this reason.
A step-by-step broker checklist for identifying PFAS exposure, contamination risk, and federal reporting obligations for your commercial clients.
Canada's expanded PFAS reporting framework came into force on June 1, 2026. Your clients in manufacturing, real estate, and industrial sectors are affected, and most of them don't know it yet. Here's what you need to understand before your next renewal conversation.
Canada just regulated 4,700+ PFAS compounds in a single move. Class actions have doubled. PFAS exclusions are spreading. Here's what your clients' coverage may be missing.
AI is cutting days of document review down to minutes — and changing what brokers can expect from their MGA. Here's how the shift is playing out in environmental liability.
Canadian regulators are moving from guidance to enforcement — and standard CGL policies won't keep up. Three trends every broker should be watching this year.
